More than 70% of all claims made against the master insurance policy are caused by the tenant

In the event of accidental damage caused by a tenant, the owners/investors may be exposed

Approximately 63% of tenants are not in compliance with insurance requirements by not having insurance, not enough coverage or do not have the proper endorsements**

Having the correct type and limits of insurance is important for Risk Mitigation, but it’s a complex and time-consuming process….let EzCOITrackertm handle it.

Apartment Complex


Fire officials said that the massive three-alarm fire at a Crystal Lake apartment building early Wednesday morning was caused by an unattended candle and damage is estimated at $3.5 million. The Crystal Lake Fire Rescue Department responded at 3:02 a.m. Wednesday to a report of a structure fire in the 500 block of Devonshire Lane.

  • Tenant starts kitchen fire

  • Tenant's dog bites neighbor

  • Loss of rent from fire damage caused by tenant

Condo Complex

  • Unit owner starts fire & damages building

  • Unit owner is assessed property deductible

  • Water from the unit owner overflows into other units

Office building

  • Business owner/employee gets hurt while working

  • Business employee’s cigarette starts fire

  • Business customer slips & falls in office

Strip Center

  • Tenant breaks plate glass

  • Tenant/employee falls while at work

  • Tenant/customer gets hurt


  • Boat catches on fire and damages dock

  • Boat leaks oil into water causing pollution

  • While docking, boat damages dock

rs=w_640 (9)
rs=w_640 (10)